Carvoeiro fishing village with colourful houses on beach, Algarve, Portugal

Access

to Schengen member countries

D7 Visa


The Portugal D7 Visa, also known as the 'Retirement Visa', is a residence visa that allows non-EU/EEA/Swiss citizens to live in Portugal.
Portugal has so much to offer; a vibrant culture, exquisite cuisine, and diverse landscapes provide an enriching experience for investors, business people looking for improved financial security or retirees and individuals seeking a fulfilling overseas lifestyle.
Under the D7 Visa, holders also have the option of 'family reunification' where family members will be granted a residence visa that is valid for one year. After one year, they can apply for permanent residency.
Overview of D7 Visa

At a glance

From accelerated residency to diverse investment opportunities, D7 Visa opens the door to a world of possibilities in Portugal and the European Union.
Wooden lounge chairs in modern villa pool and deck in Portugal

Visa-free EU travel

Gain visa-free access to the entire EU member countries, allowing you to explore and experience the diverse cultures and landscapes of Europe effortlessly.
Expat couple enjoy life in Portugal

Tax & financial planning benefits

The NHR tax regime offered preferential tax treatment on non-Portugal-derived income for 10 years. This closed to new entrants at the end of 2023 and is now being transitioned to the new NHR 2.0 in 2024.
Expat family living in Lisbon

Entire family eligible

Extend the benefits to your immediate family, including spouse and dependent children, by obtaining access and/or residency.
Expat resident enjoys sea views in Algarve, Portugal

Fast visa process

The D7 visa often referred to as the 'Retirement Visa' is a fast and easy application process, ensuring a smooth and prompt transition to living in Portugal and full access to EU member countries.
Cliffs, coastline and ocean in Algarve, Portugal
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300+ Days Of Sun
A great all-year-round climate.
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Tax Benefits + EU Access
Making the most of your income and assets.
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World-class Healthcare
Voted top for health and lifestyle.
Why Portugal?

Discover the advantages of living in Portugal

Embrace the charm of Portugal and elevate your lifestyle
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Benefits of EU residence: Enjoy the benefits of Portugal's EU residence, including visa-free travel across the Schengen area.
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Tax benefits: Take full advantage of specific tax benefits offered under the Portuguese tax regimes such as the NHR tax regime as well as the new NHR 2.0  that replaces the existing NHR tax status that ends to new entrants in 2024. Contact us to check out the incentives for your investments, wealth, and assets.

How we can help

Discover the advantages of entrusting your visa journey to our experienced team.

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Document Preparation

Our specialist team helps compile and verify your visa documents for complete accuracy, sidestepping potential delays and maximising your tax position within the relevant visa exemption.

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Application Submission

We manage your visa application process, from form preparation to submission, eliminating errors and enhancing success rates. We also plan for the future, with most of our clients paying no more than 3.8% tax over 20 years with our proprietary financial modelling in conjunction with the 10 year Non Habitual Residency (NHR) tax regime.

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Continuous Support

Our team offers all year-round assistance guiding you through each visa application stage, keeping you informed of new opportunities with your investments, financial planning, tax savings and visa benefits. It is vital that we plan for 10-20 years to maximise your life and financial status in Portugal.

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Customised Solutions

Understanding the uniqueness of each visa application, we offer bespoke solutions and NHR tax regime support to optimise your financial and tax planning, ensuring adherence to criteria and regulations.

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Deep Expertise

Our deep understanding of Portuguese visa regulations, legal processes and financial and tax planning using the NHR/NHR 2.0 tax regime allows us to navigate the system efficiently, aligning your application within the guidelines.

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Peace of Mind

Trust us with your visa application, and financial and tax planning through the NHR/NHR 2.0 tax regimes for a worry-free process, freeing you up to concentrate on enjoying life, relocation or other investment activities.

Client case studies

Securing residency and relocating a family close to their relatives

"When we fell in love with Portugal, we didn't know how to make it our home. The legal processes were confusing, and we also had our kids' futures to think about. Portugal Pathways made it all clear. They helped us pick the right visa, guided us through every step, and even found ways for us to save on taxes. Now, we're living in our beautiful villa in Lagos, visiting family in Seville, Spain, whenever we want, as it's an easy drive.''
Patrick Williams
Lagos
Securing residency and relocating a family close to their relatives
Talk to our experts

Maximise your wealth, tax status, property and life in Portugal

Schedule a free consultation with one of our expert team so that we can offer personalised support to meet your specific needs.

Please note that during the Christmas and New Year period, response times for form submissions may be longer than usual. We appreciate your understanding and patience during this festive season. Our team will do their best to attend to your submissions as promptly as possible. Wishing you a wonderful holiday season!
In order for us to best help you, please state: what solutions you require, the status of your residency, if you hold NHR tax status, if you are currently applying/intending to apply for NHR, if you hold a NIF ID, if you are currently applying/intending to apply for a NIF ID, if you have medical insurance in Portugal, and if you have proof of an address in Portugal, in addition to any other pertinent information.
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Frequently
asked questions

Find answers to commonly asked questions about our visa solutions.

What is a Passive Income Visa or Retirement Visa (D7) for affluent expats in Portugal?
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The D7 Visa is often referred to as the 'Passive Income Visa' or 'Retirement Visa' as it allows you to pay 0% tax on passive income such as dividends, royalties, and rental income when combined with Portugal's Non-Habitual Residency (NHR) tax system on non-Portugal derived income. This also applies to pensions held outside of Portugal where you pay only 10% tax using NHR and the D7 Visa.

Can I benefit from 0% tax on the Non-Habitual-Residency (NHR) tax Programme alongside the D7 Visa?
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The NHR Programme alongside the D7 Visa includes benefits such as 0% tax on all non-Portugal based passive income, such as dividends, royalties, rental income and 10% tax on pension income. It also offers the freedom to live and work in Portugal, travel freely within the EU Schengen area, apply for permanent residency or citizenship after five years, and access to Portugal's healthcare and education systems.

Does the D7 visa in Portugal cover inheritance tax?
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No, the D7 visa in Portugal does not provide an exemption or special coverage for inheritance tax.

How does the D7 Visa work with the NHR tax regime in Portugal?
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The D7 visa is a long-term residence visa designed for individuals wishing to live in Portugal without engaging in specific employment. It is often called the "Passive Income Visa" or "Retirement Visa." The NHR is a tax regime in Portugal that provides certain tax advantages to individuals who become tax residents in the country. The D7 visa and the NHR tax regime should be used in conjunction to gain maximum benefit. The NHR tax regime however, will end to new entrants on the 31st of December. The Portuguese government announced in their state budget for 2024, that anyone who has applied to secure NHR tax status in Portugal by December 31st, 2023, must be able to prove they have taken serious steps to prove intent to reside and pay tax in Portugal under NHR tax regime.

What is a Digital Nomad Visa, and who is eligible for it?
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The digital nomad visa is a special visa that allows remote workers to live and work in Portugal for up to one year. Eligible applicants must prove they can work remotely, have sufficient financial means to support themselves, and have valid health insurance coverage. Applicants must also have a clean criminal record and no outstanding debt or tax obligations in Portugal.